TIMON ANALYTICS LTD

Executive Summary

Timon Analytics Ltd maintains a low-risk profile with stable working capital and full compliance with filing obligations. However, low cash reserves and a reliance on debtors for liquidity warrant further review, as does the absence of employees which may impact operational continuity. Overall, the company appears financially sound but requires additional insight into cash flow and operational structure for a comprehensive risk assessment.

TIMON ANALYTICS LTD - Analysis Report

Company Number: 12679919

Analysis Date: 2025-07-29 12:59 UTC

1. Risk Rating: LOW
   Timon Analytics Ltd demonstrates stable net current assets and no overdue filings, indicating a sound short-term financial position and good compliance. The company’s modest liabilities are well-covered by current assets, and shareholder funds have shown slight positive growth.

2. Key Concerns:

• Minimal cash holdings (£101 as of June 2024) may pose liquidity constraints despite positive net current assets due to high debtors and low immediate cash availability.
• The company reports zero employees, which may suggest reliance on directors or contractors; this could affect operational scalability or sustainability.
• Creditors primarily consist of taxation and social security liabilities, which could accumulate and impact cash flow if not managed prudently.

3. Positive Indicators:

• Consistent positive net current assets (~£1,300) over recent years reflect stable working capital management.
• No overdue statutory filings (accounts and confirmation statement) indicate good regulatory compliance and governance.
• Shareholders’ funds have grown steadily from £100 in 2020 to £1,346 in 2024, evidencing retained earnings accumulation.
• The company benefits from the small companies regime, reducing administrative burdens and audit costs.

4. Due Diligence Notes:

• Investigate the nature and collectability of debtors, which constitute the majority of current assets, to assess actual liquidity risk.
• Clarify the operational model given zero employees—verify director involvement, outsourced services, or other arrangements supporting business activities.
• Review tax liabilities management to ensure obligations are met timely and avoid cash flow disruption.
• Confirm any contingent liabilities or off-balance sheet risks not disclosed in the financial statements.
• Consider reviewing the company’s business pipeline and contracts to evaluate future revenue sustainability.