TIPSMAKER LTD

Executive Summary

TIPSMAKER LTD is a newly incorporated dormant company with no trading activity or financial substance beyond nominal share capital. It lacks any cash flow, assets, or operational history to support a credit facility. Credit approval is declined until the company demonstrates trading viability and financial strength through substantive accounts.

TIPSMAKER LTD - Analysis Report

Company Number: 14581882

Analysis Date: 2025-07-19 12:35 UTC

1. Credit Opinion: DECLINE
   TIPSMAKER LTD is a dormant company with minimal financial activity since incorporation in January 2023. The company reports only £1 in cash and net assets, reflecting a nominal share capital with no trading history or generated revenue. Without operational financial data or cash flow, there is no evidence of the company’s ability to service debt or meet commercial obligations. The lack of trading history and financial substance precludes credit approval at this stage.

2. Financial Strength:
   The balance sheet shows a static position with net assets and shareholders’ funds at £1, representing the issued share capital. No fixed or current assets exist, and there are no liabilities recorded. This indicates no financial buffer or working capital to support operations or absorb losses. The company’s dormant status means it has not commenced trading or built any financial strength.

3. Cash Flow Assessment:
   With cash balances of £1 consistently over three reported periods and no current liabilities, there is no operational cash flow. The company has no working capital and no cash inflows or outflows. This absence of liquidity and cash generation capacity means it cannot meet any debt service requirements or operational expenses.

4. Monitoring Points:

• Monitor for commencement of trading and filing of non-dormant accounts showing revenue, expenses, and cash flow.
• Review changes in asset base and working capital position once trading begins.
• Evaluate any director or shareholder injections of capital or credit facilities extended.
• Watch for payment history if credit facilities are established in the future.