TITANIUM REAL ESTATE INVESTMENTS LTD

Executive Summary

Titanium Real Estate Investments Ltd shows significant financial vulnerability with sustained negative net assets and working capital deficits, posing high solvency and liquidity risks. While compliance and governance appear satisfactory, the company’s minimal capitalization and lack of positive asset base warrant thorough due diligence before investment consideration.

TITANIUM REAL ESTATE INVESTMENTS LTD - Analysis Report

Company Number: 14265955

Analysis Date: 2025-07-29 12:49 UTC

1. Risk Rating: HIGH
   Justification: The company exhibits persistent negative net assets and net current liabilities over multiple years, indicating an ongoing insolvency risk. The absence of fixed assets and minimal share capital further compounds the financial fragility despite no overdue filings.

2. Key Concerns:

• Negative Net Assets: The company’s net assets are consistently negative (~£9,300), demonstrating that liabilities exceed assets, which suggests potential solvency issues.
• Negative Working Capital: Net current liabilities (~£9,300) persistently exceed current assets, implying liquidity constraints to meet short-term obligations.
• Minimal Capitalization: The very low share capital (£11.72) raises concerns about the company’s financial buffer to absorb losses or fund operations.

3. Positive Indicators:

• Timely Compliance: Both annual accounts and confirmation statements are up to date with no overdue filings, indicating regulatory compliance and active governance.
• Stable Director Structure: The company has four directors with clear identities and no disqualifications noted, supporting operational oversight.
• Industry Focus: Operating in real estate management and investment, the company is in a sector that can generate fee income and asset appreciation, though no financial evidence of this is yet apparent.

4. Due Diligence Notes:

• Obtain detailed financial statements beyond micro-entity summaries to understand the nature of liabilities and potential off-balance-sheet obligations.
• Investigate the company’s business model and revenue streams given persistent negative equity—confirm if it holds or manages properties or is reliant on related party funding.
• Review director loan accounts or inter-company transactions that might underpin the negative net asset position.
• Clarify plans for capitalization or restructuring to restore solvency and liquidity.
• Confirm absence of director disqualifications or other governance issues through official records beyond Companies House filings.