TIXTER GROUP LTD

Executive Summary

TIXTER GROUP LTD is an early-stage micro entity with extremely limited financial resources and no operating history. Its minimal net assets and lack of liabilities indicate very low financial strength and unproven cash flow generation capacity, making credit extension high risk. Ongoing monitoring of operational performance and liquidity development is essential before considering credit facilities.

TIXTER GROUP LTD - Analysis Report

Company Number: 13904355

Analysis Date: 2025-07-29 15:05 UTC

1. Credit Opinion: DECLINE
   TIXTER GROUP LTD is a very early-stage micro entity with minimal financial data and extremely limited assets (£128 current assets, no liabilities) as of the latest accounts. The company shows no fixed assets or meaningful trading history, indicating it is likely pre-revenue or in the initial development phase. The small asset base and absence of liabilities reduce immediate credit risk but also highlight an inability to generate cash flow to service debt. The company’s financial position is very fragile with negligible working capital and no demonstrated profitability or cash flow. Therefore, extending credit would be high risk.

2. Financial Strength:
   The balance sheet is extremely thin with net assets of only £128 and zero fixed assets. There are no current liabilities, which means the company has no immediate financial obligations, but also no operating scale or financial buffer. Shareholders’ funds match net assets, indicating all funding is equity-based at this stage. The company is categorised as micro and employs 2 people, consistent with a small startup or early-stage software/data business. No accumulated profits or reserves exist, limiting financial resilience.

3. Cash Flow Assessment:
   Current assets of £128 likely represent cash or cash equivalents, with no creditors or accruals. This very limited liquidity means the company has minimal cash resources to cover operating expenses or debt servicing. Without meaningful income or cash inflows shown, liquidity risk is elevated. Working capital is positive but insignificant. The company’s ability to generate cash from operations is unproven.

4. Monitoring Points:

• Future annual accounts to assess revenue growth and profitability development.
• Cash flow statements and working capital trends to monitor liquidity improvements.
• Changes in current liabilities or borrowing that may affect solvency.
• Director and shareholder changes that may impact governance and financial strategy.
• Any material asset acquisitions or capital injections indicating scaling up.