TMR DIGITAL LTD

Executive Summary

TMR DIGITAL LTD is a newly established micro private limited company with a modest capital base but currently experiencing short-term liquidity pressure as reflected by negative net current assets. The absence of employees and limited financial history constrain a full assessment of operational sustainability. While regulatory compliance is satisfactory, further investigation into the company’s business model and liquidity management is recommended to fully assess financial viability.

TMR DIGITAL LTD - Analysis Report

Company Number: 15550089

Analysis Date: 2025-07-20 16:49 UTC

1. Risk Rating: MEDIUM
   The company is newly incorporated (March 2024) and classified as a micro-entity with limited operating history. The net current liabilities position indicates some liquidity pressure, though net assets are positive. The absence of employees suggests limited operational scale at this stage.

2. Key Concerns:

• Negative Net Current Assets: Current liabilities (£8,040) exceed current assets (£2,880) by £5,160, indicating potential short-term liquidity constraints.
• Zero Employees: No staff recorded suggests either a very early stage of business development or reliance on contractors; this may impact operational scalability and sustainability.
• Limited Financial History: Only one accounting period since incorporation, limiting insight into business performance trends and financial stability.

3. Positive Indicators:

• Positive Net Assets and Shareholders’ Funds: Despite liquidity concerns, the company has net assets of £2,664, supported by fixed assets (£8,324), which provides a modest capital base.
• No Overdue Filings: The company has filed accounts and confirmation statements on time, indicating compliance with regulatory requirements.
• Full Control by a Single Director/Shareholder: Thomas Mark Riley holds 75-100% shareholding and voting rights, potentially allowing for swift decision-making.

4. Due Diligence Notes:

• Investigate the nature and maturity of the current liabilities to assess the timing and risk of repayment difficulties.
• Review cash flow forecasts and working capital management plans to understand how liquidity deficits will be addressed going forward.
• Clarify the business model and operational plan given the absence of employees and the multiple SIC codes spanning advertising, retail (including tobacco products), and agency activities.
• Confirm whether any related party transactions or director loans are in place that might affect financial stability.
• Monitor future filings and financial performance as the company matures to detect emerging risks or improvements.