TOMATOES GROUP LIMITED

Executive Summary

Tomatoes Group Limited shows negligible financial activity, with a static nominal cash balance and no operational scale or growth. Given the absence of meaningful assets, income, or working capital, the company is not currently creditworthy for lending or commercial credit facilities. Monitoring future filings for any meaningful financial improvement is recommended before reconsideration.

TOMATOES GROUP LIMITED - Analysis Report

Company Number: 13637694

Analysis Date: 2025-07-29 16:08 UTC

1. Credit Opinion: DECLINE
   Tomatoes Group Limited's financial profile indicates extremely limited operations and financial substance. The company has minimal assets (£2 cash), no recorded liabilities beyond this nominal amount, and no employees. The absence of turnover, profits, or meaningful working capital raises serious concerns about its ability to service any credit facility or meet commercial obligations. The company’s balance sheet and cash position have remained stagnant for multiple years, indicating no growth or operational activity. This lack of financial traction and operational scale undermines creditworthiness and increases risk of default.

2. Financial Strength:
   The balance sheet is nominal with total assets less current liabilities of only £2 and shareholders’ funds also at £2. There are no fixed assets or significant current assets other than a trivial cash balance. No retained earnings or reserves exist, and the company does not appear to generate income or maintain working capital. This suggests the entity is essentially dormant or non-trading despite active status, with negligible financial strength and no buffer against adverse events.

3. Cash Flow Assessment:
   Cash on hand is £2 consistently over the last four years, indicating virtually no cash inflows or outflows. No employees or other expenses are reported, and no accounts receivable or payable are shown. This lack of operational cash flow and working capital means the company cannot internally generate funds to support business operations or debt service. External funding would be required to sustain any meaningful activity.

4. Monitoring Points:

• Verify if there is any material change in trading activity or financial results in subsequent filings.
• Monitor for growth in assets, turnover, or profit generation to reassess creditworthiness.
• Watch for any significant changes in director appointments or control that might indicate strategic shifts.
• Confirm timely filing of accounts and returns to ensure compliance and transparency.