TOMORROW TODAY VENTURES LTD

Executive Summary

Tomorrow Today Ventures Ltd is a newly formed micro-entity with minimal financial history and a modest equity base. While currently stable with no significant liabilities, its creditworthiness is limited by the absence of operating cash flow and earnings. Caution is advised in extending credit until trading performance and liquidity improve.

TOMORROW TODAY VENTURES LTD - Analysis Report

Company Number: 14785781

Analysis Date: 2025-07-20 12:42 UTC

1. Credit Opinion: APPROVE with reservations. Tomorrow Today Ventures Ltd is a newly incorporated micro private limited company primarily engaged in holding and investment activities. The company shows a modest net asset position with no liabilities beyond minimal current liabilities. However, the company’s trading history is limited to under one year, with no employees and minimal fixed assets. Its ability to service debt obligations currently relies on its equity base and the financial strength of its sole shareholder. Due to the lack of operating history and cash flow data, credit facilities should be extended cautiously and possibly with covenant monitoring.

2. Financial Strength: The balance sheet reflects a net asset value of £100, which corresponds to the called-up share capital. Fixed assets are negligible at £6, and the company has current liabilities of £6, resulting in a small net current liability position of £6. The company’s balance sheet is very basic, showing no operational assets or significant working capital. The absence of any retained earnings or P&L reserves aligns with its start-up status. Overall, the financial strength is minimal but stable, supported fully by shareholder funds.

3. Cash Flow Assessment: The accounts do not disclose any cash or cash equivalents explicitly, nor any revenue or profit figures. The negative net current assets position (-£6) indicates current liabilities slightly exceed current assets, but this is immaterial given the low values involved. The company has no employees and presumably no trading activity yet, so liquidity is dependent on shareholder funding. Without operating cash flow or working capital, the company’s cash flow position is weak but typical for a new micro-entity.

4. Monitoring Points:

• Monitor future filings for evidence of trading activity, revenue generation, and profit or loss.
• Track working capital trends to ensure net current assets improve as business operations commence.
• Evaluate any new borrowings or credit facilities and their servicing once operations begin.
• Keep watch on director’s conduct and any changes in ownership or control.
• Confirm timely filing of accounts and confirmation statements to avoid compliance risk.