TOP WEB SOLUTIONS LTD

Executive Summary

Top Web Solutions Ltd demonstrates concerning liquidity and solvency indicators, primarily due to persistent negative net current assets and minimal current asset coverage. While statutory compliance is maintained and the sector has favorable prospects, the company’s limited scale and sole director structure increase operational and governance risks. Further financial and operational due diligence is recommended to clarify short-term viability.

TOP WEB SOLUTIONS LTD - Analysis Report

Company Number: 13176618

Analysis Date: 2025-07-29 12:10 UTC

1. Risk Rating: HIGH
   The company exhibits significant liquidity concerns with persistent net current liabilities and very low current assets relative to current liabilities. The micro-entity size and minimal fixed assets further limit financial resilience.

2. Key Concerns:

• Negative net current assets worsening from -£445 (2023) to -£2,098 (2024), indicating potential short-term cash flow difficulties.
• Very low current assets (£233 in 2024) compared to current liabilities (£2,331), raising solvency risk.
• Sole director and 100% shareholder concentration may pose governance risks and limit organizational stability.

3. Positive Indicators:

• The company is up-to-date with statutory filings and not overdue on accounts or confirmation statements, reflecting compliance discipline.
• Steady net assets around £800, albeit low, show some retained equity buffer.
• The business operates in IT consultancy (SIC 62020), a sector with growth potential and low capital intensity.

4. Due Diligence Notes:

• Investigate the nature and timing of current liabilities and whether there are any overdue payments to suppliers or creditors.
• Review cash flow statements or management accounts to assess working capital management and incoming cash flows given low current assets.
• Confirm the business model viability given the micro-entity scale and sole director control, including client base and revenue trends.
• Check for any related party transactions or director loans that may affect financial position.