Company Number: 14249272

Analysis Date: 2025-07-29 18:47 UTC

1. Risk Rating: LOW

The company TOYBIM LIMITED demonstrates a stable financial position typical for a micro-entity operating within real estate investment and letting activities. The net assets have remained consistently strong, primarily backed by fixed assets valued at £170,766, with modest current liabilities and positive net current assets. No overdue filings or regulatory non-compliance are evident.

2. Key Concerns:

• Limited liquidity: Current assets are minimal (£357) relative to fixed assets, which could constrain operational cash flow flexibility.
• Small scale and early stage: Incorporated in 2022 with micro-entity status, the business scale and operational track record are limited, increasing inherent business risk.
• Director and control changes: Recent changes in director appointments and PSCs within a short timeframe warrant monitoring for governance stability.

3. Positive Indicators:

• Strong net asset base: Net assets stand at £171,074, fully supported by fixed assets, indicating asset-backed solvency.
• Compliance record: No overdue accounts or confirmation statements, reflecting good regulatory compliance.
• Increasing workforce: Employee count increased from 1 to 2, suggesting slight operational growth.

4. Due Diligence Notes:

• Verify nature and marketability of fixed assets to confirm realizable value.
• Assess cash flow forecasts to ensure liquidity adequacy given low current assets.
• Review director background and PSC influence for any governance or control issues.
• Obtain further operational data to evaluate revenue generation and sustainability beyond asset holdings.