TRANSFORM AGILITY LTD

Executive Summary

Transform Agility Ltd is a newly incorporated and very small company with limited financial resources and a negative working capital position, posing significant liquidity and solvency risks. While governance compliance is satisfactory and the directors appear credible, the lack of revenue data and minimal equity base raise concerns regarding operational sustainability. Further detailed financial and operational due diligence is recommended before considering investment.

TRANSFORM AGILITY LTD - Analysis Report

Company Number: 14615893

Analysis Date: 2025-07-29 16:59 UTC

1. Risk Rating: HIGH
   Justification: The company, incorporated in early 2023, shows extremely limited net assets (£2) and negative net current assets (-£1,662), indicating inability to cover short-term liabilities with current assets. Cash balance is low (£8,427) relative to current liabilities (£10,089). The business is at an early stage with minimal tangible assets and only one reported employee, raising concerns about operational scale and sustainability.

2. Key Concerns:

• Negative working capital position suggests liquidity risk; current liabilities exceed current assets, which could lead to cash flow problems.
• Minimal equity base (share capital only £2) provides almost no financial buffer against losses or unexpected expenses.
• Absence of turnover or profit data in the accounts document (profit and loss not filed) limits assessment of revenue generation and operational viability.

3. Positive Indicators:

• Company is compliant with filing deadlines for accounts and confirmation statements, indicating governance diligence so far.
• Directors appear stable with no adverse information; both are British nationals with relevant occupations (management consultant and administrative manager).
• The company operates in a diversified range of activities (education, engineering consulting, management consultancy), which could provide multiple revenue streams once operational.

4. Due Diligence Notes:

• Investigate current and projected revenue streams and contracts to assess business viability and cash inflows.
• Confirm the nature and timing of current liabilities to understand immediate cash demands.
• Review management plans to improve liquidity and equity position, including potential capital injections or financing arrangements.
• Clarify why profit and loss accounts were not filed and obtain internal financial performance data if possible.
• Assess market position and competitive environment in the company's SIC code sectors to gauge sustainability.