TUDOR FREEHOLD LTD

Executive Summary

Tudor Freehold Ltd exhibits very weak financial fundamentals with minimal net assets and poor liquidity, raising significant concerns about its ability to service debt. The company's operational scale is negligible with no employees and limited asset base, suggesting limited business activity and cash flow generation. Due to these factors, credit approval is not recommended without substantial financial restructuring or capital support.

TUDOR FREEHOLD LTD - Analysis Report

Company Number: 13474683

Analysis Date: 2025-07-29 12:20 UTC

1. Credit Opinion: DECLINE
   Tudor Freehold Ltd is a micro-entity with minimal financial activity and extremely limited net assets (£5) over the last three years. The company shows a persistent position where current liabilities nearly equal or exceed current assets, indicating tight liquidity constraints. The fixed assets remain constant but low in value (£11,573), and net current assets are negative or marginally positive depending on the year, signaling weak working capital management. There is no evidence of profitability or cash generation, and no employees, suggesting limited operational scale and revenue generation. Given these factors, the company’s ability to service new or existing debt obligations appears very limited, posing a high credit risk.

2. Financial Strength:
   The balance sheet illustrates an extremely thin equity base, with total net assets of only £5 consistently over the last three years. The company’s fixed assets are modest and unchanged, with very low current assets (£214 in 2024) compared to current liabilities (£11,503 in 2024). This negative working capital scenario is concerning, indicating potential reliance on short-term creditor funding or other non-sustainable financing. The company’s micro-entity classification and zero employees reinforce the very small operational footprint, limiting financial resilience.

3. Cash Flow Assessment:
   Current assets are mostly negligible cash or equivalents (£214 in 2024), insufficient to cover short-term liabilities (£11,503). The net current assets have swung from positive in earlier years to negative in 2024, implying worsening liquidity. With no employees and no clear revenue stream disclosed, the cash flow generation capacity is questionable. The company likely depends on external funding or shareholder support to maintain operations. This fragile liquidity position would impair the ability to meet financial obligations without additional capital injections.

4. Monitoring Points:

• Watch for any changes in current liabilities and their maturity profile.
• Monitor improvements in current asset levels, especially cash or receivables.
• Track any changes in share capital or external financing that might strengthen equity.
• Review future filed accounts for evidence of profitability or cash flow improvements.
• Monitor director changes or business activity that might indicate strategic shifts.