TYPHON CONSULTING LIMITED

Executive Summary

Typhon Consulting Limited is a recently established micro IT consultancy with positive net assets and working capital in its first year, demonstrating initial financial stability. The company’s clean balance sheet and experienced directors support a credit approval at a moderate exposure level, though cash flow should be monitored carefully as the business develops. Ongoing financial and compliance oversight is recommended to ensure resilience and creditworthiness.

TYPHON CONSULTING LIMITED - Analysis Report

Company Number: 14555025

Analysis Date: 2025-07-19 12:56 UTC

1. Credit Opinion: APPROVE
   Typhon Consulting Limited is a newly incorporated micro private limited company operating in the IT consultancy sector. The company shows positive net assets and working capital after its first full financial year, indicating initial financial stability. There are no signs of financial distress or overdue filings. The directors have relevant professional backgrounds and direct ownership/control, which supports sound management oversight. Given the micro size and early stage, credit exposure should be moderate and facilities structured accordingly.

2. Financial Strength:
   The balance sheet as of 31 December 2023 shows total net assets of £27,680, consisting mainly of current assets (£186,485) less current liabilities (£159,213). Fixed assets are minimal (£408), reflecting likely limited capital expenditure. Positive net current assets (£27,272) demonstrate adequate short-term financial strength. The company holds shareholder funds equal to net assets, with no long-term liabilities reported, indicating a clean financial structure at this early stage.

3. Cash Flow Assessment:
   Current assets largely represent cash or receivables, while current liabilities are substantial but covered by assets, providing a modest liquidity buffer. The net working capital position is positive but relatively small, so cash flow management will be critical going forward. Absence of audit and micro-entity reporting limits detailed cash flow visibility, but the available data suggests the company can meet short-term obligations presently.

4. Monitoring Points:

• Track growth in turnover and profitability to assess ongoing viability beyond start-up phase.
• Monitor any increase in liabilities relative to current assets that could tighten liquidity.
• Review director and shareholder changes that might affect control or governance.
• Watch for timely filing of next accounts and confirmation statements to avoid compliance risks.