Company Number: 14157369

Analysis Date: 2025-07-29 20:01 UTC

1. Risk Rating: LOW
   The company demonstrates a solid net asset position with a consistently positive net current asset margin and no overdue filings. The micro-entity scale limits complexity but the financials indicate adequate solvency and liquidity.

2. Key Concerns:

• Limited Scale: As a micro-entity with only 2 employees and modest assets, the company may face challenges scaling operations or absorbing shocks.
• Profitability Data Unavailable: No profit and loss account was filed, limiting insight into earnings stability and operational cash flow.
• Single Director Governance: Decision-making concentrated with one director could pose governance risks, particularly with no audit or external oversight.

3. Positive Indicators:

• Strong Net Current Assets: £11,732 as of June 2024, up from £3,869 in prior year, indicating improving liquidity.
• No Overdue Filings: Both accounts and confirmation statements are filed on time, suggesting good compliance and governance discipline.
• Increasing Shareholders’ Funds: Grew from £10,994 in 2023 to £17,671 in 2024, showing retained earnings or capital injections supporting balance sheet strength.

4. Due Diligence Notes:

• Review profit and loss information directly with company, since not publicly filed, to assess operational cash flows and profitability trends.
• Assess director background and control environment, especially with single director structure. Confirm no director disqualifications or compliance issues.
• Understand customer base and supplier terms in wholesale fruit and veg sector to evaluate business sustainability amid market volatility.