ULTIMATE GEMS PROPERTY INVESTMENTS LIMITED

Executive Summary

Ultimate Gems Property Investments Limited is a newly formed dormant company with nominal capital and no trading history, resulting in no capacity to service debt or credit obligations at this stage. The company’s financial position is minimal, and it lacks liquidity or operational cash flow. Credit facilities should be declined until substantive trading activity and financial strength are demonstrated.

ULTIMATE GEMS PROPERTY INVESTMENTS LIMITED - Analysis Report

Company Number: 15163439

Analysis Date: 2025-07-20 18:34 UTC

1. Credit Opinion: DECLINE. Ultimate Gems Property Investments Limited is a very recently incorporated company (Sept 2023) with dormant status, minimal financial activity, and negligible financial resources (£100 cash/net assets). There is no trading history or evidence of revenue generation or profitability to support debt servicing capacity. Given its dormant status and absence of operating performance, the company is not currently creditworthy for any meaningful loan or credit facility.

2. Financial Strength: The balance sheet shows net assets of only £100, representing the nominal value of issued share capital. There are no fixed or current assets beyond this, and no liabilities reported. The company’s financial position is essentially a start-up shell with no tangible net worth or capital resources to absorb financial stress.

3. Cash Flow Assessment: Cash on hand is minimal at £100, indicating negligible liquidity. As a dormant entity, it has no operating cash flows or working capital. There is no evidence of cash inflows from operations, investments, or financing beyond initial share capital. This severely limits the company’s ability to meet short-term obligations or support credit facilities.

4. Monitoring Points:

• Monitor for filing of subsequent accounts to assess if trading has commenced.
• Track any increase in net assets or cash balances indicating capitalization or operational activity.
• Review director and shareholder changes that may impact governance or financial support.
• Watch for any changes in company status from dormant to active which would require further credit assessment.