UNBUSY CO LTD

Executive Summary

Unbusy Co Ltd is an early-stage micro-entity with a negative net asset position and negligible current assets, indicating weak financial strength and liquidity. Given its lack of operational track record and negative working capital, extending credit is not recommended at this time. Close monitoring of future financial performance and capital structure changes is essential before reconsidering credit facilities.

UNBUSY CO LTD - Analysis Report

Company Number: 14811711

Analysis Date: 2025-07-29 13:56 UTC

1. Credit Opinion: DECLINE
   Unbusy Co Ltd is a newly incorporated micro-entity with minimal financial history, showing net liabilities of £2,267 as at the latest accounts date. The company has essentially no assets and current liabilities exceeding current assets, indicating a weak financial position. Without tangible working capital or equity, the company currently lacks the financial resilience or capacity to service debt or credit facilities. Given the absence of trading history, minimal assets, and negative net assets, credit extension is not advisable at this stage.

2. Financial Strength:
   The balance sheet reveals net liabilities of £2,267, with current assets recorded at £1 and current liabilities at £2,268. There are also creditors falling due after more than one year, though the amount is not explicitly stated beyond the negative net assets. Shareholders’ funds are negative, indicating that the company is insolvent on a balance sheet basis. No fixed assets or other tangible resources are reported, and the company has no employees, reflecting a very early-stage or possibly dormant business.

3. Cash Flow Assessment:
   The company’s reported current assets of £1 suggest negligible cash or equivalents. Current liabilities exceed current assets, resulting in negative working capital. This implies an inability to cover short-term obligations from liquid resources, which poses a liquidity risk. Without operational cash inflows or capital injections, the company is unlikely to meet creditor demands or service any external debt.

4. Monitoring Points:

• Future filed accounts and profit & loss statements to assess trading performance and cash generation.
• Changes in net current assets and shareholder equity for signs of financial improvement.
• Timely filing of accounts and confirmation statements to ensure compliance and transparency.
• Any capital injections or funding rounds that bolster the balance sheet and liquidity position.
• Director’s strategic plans or business model updates that could impact credit risk.