UNCAHP LTD

Executive Summary

UNCAHP LTD demonstrates a healthy financial condition with improving liquidity and net asset growth, indicating stable and strengthening financial health. The company operates efficiently within its micro-entity scale but should continue prudent cash flow management and consider diversifying leadership to sustain growth and mitigate concentrated risks. Overall, the financial outlook is positive with potential for cautious expansion.

UNCAHP LTD - Analysis Report

Company Number: 13992853

Analysis Date: 2025-07-29 19:23 UTC

Financial Health Assessment for UNCAHP LTD

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1. Financial Health Score: B

Explanation:
UNCAHP LTD shows solid improvement in its financial position over the past three years, particularly in liquidity and net asset growth. While still a micro-entity with modest absolute figures, the upward trend in net current assets and shareholders’ funds indicates a strengthening financial condition. The single-director structure with full control and no signs of distress supports this grade. However, limited scale and modest asset base cap the rating from higher grades.

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2. Key Vital Signs:

Metric	2025 (£)	2024 (£)	Interpretation
Current Assets	15,352	9,733	Increase indicates improved liquidity and cash or receivables position—“healthy cash flow.”
Current Liabilities	5,423	8,316	Decrease shows better management of short-term debts—“reduced financial strain.”
Net Current Assets	9,929	1,417	Strong growth in working capital suggests improved short-term financial health and operational stability.
Net Assets	9,929	1,417	Growth in net assets is a positive "equity health" sign, showing retained earnings or capital injections.
Shareholders Funds	9,929	1,417	Reflects owner’s stake; increase means business is building value for the sole shareholder.
Employees	1	1	Consistent staffing level reflects stable operational scale.
Account Category	Micro	Micro	Minimal filing requirements; typical of small scale, low complexity business.
Company Status	Active	Active	Operating normally without liquidation or administration—“no symptoms of distress.”

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3. Diagnosis:

UNCAHP LTD's financial “vitals” show a company in generally good health. The growing net current assets indicate that it has improved its liquidity position, a vital sign of financial wellness akin to a patient with strong pulse and stable blood pressure. The company’s net assets and shareholder funds have increased significantly, reflecting either retained profits or capital injections, which enhance financial resilience.

The reduction in current liabilities also alleviates short-term pressure, reducing the risk of cash flow strain. The company operates with a single director who is also the sole significant controller, which simplifies decision-making but may concentrate risk in leadership continuity.

No overdue filings or signs of distress have been noted, which suggests good governance and compliance health. The company remains small-scale but is managing its financial resources prudently.

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4. Recommendations:

• Maintain liquidity discipline: Continue monitoring cash flow closely to maintain or improve net current assets and avoid liquidity crunches.
• Build reserves: Aim to retain earnings to build a financial buffer, strengthening resilience against unexpected expenses or market fluctuations.
• Diversify leadership input: Consider adding additional directors or advisors to spread decision-making risk and bring in varied expertise.
• Plan for growth: With a solid financial base, explore opportunities to scale operations cautiously, including hiring or investing in marketing to increase revenues.
• Regular financial reviews: Conduct quarterly reviews of financial statements to detect early symptoms of financial stress and adjust strategies accordingly.
• Prepare for audit or external review: Although currently exempt, consider voluntary audits as the business grows to provide credibility and identify hidden risks.

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