UNITY PLANNING SERVICES LTD

Executive Summary

Unity Planning Services Ltd presents a financially sound profile with positive net and working capital positions and compliance with regulatory filing obligations. The notable increase in current liabilities and the emergence of long-term creditors merit further examination to ensure continued liquidity and solvency. Overall, the company appears stable but operates on a small scale with limited fixed assets and staffing.

UNITY PLANNING SERVICES LTD - Analysis Report

Company Number: 12915034

Analysis Date: 2025-07-29 19:51 UTC

1. Risk Rating: LOW
   Unity Planning Services Ltd demonstrates a stable financial position with positive net assets and net current assets for the latest financial year. There are no overdue filings, and the company remains active and compliant with filing requirements. The micro-entity accounting regime and exemption from audit are consistent with its size.

2. Key Concerns:

• Increase in current liabilities: The current liabilities rose significantly from £3,314 in 2023 to £20,861 in 2024, which warrants monitoring for potential liquidity pressure.
• Introduction of long-term creditor: A creditor amounting to £1,199 appeared as a liability due after more than one year in 2024, which may indicate new financing or deferred obligations.
• Minimal fixed assets and employee base: The company has very low fixed assets and only one employee, suggesting limited operational scale and potential dependence on key personnel.

3. Positive Indicators:

• Strong liquidity position: Current assets (£48,849) exceed current liabilities (£20,861) by a comfortable margin, indicating the company can meet short-term obligations.
• Growing net assets and shareholder funds: Net assets increased from £24,074 in 2023 to £27,594 in 2024, reflecting retained earnings or capital injections.
• Timely and consistent filing: No overdue accounts or confirmation statements, demonstrating compliance and good governance.

4. Due Diligence Notes:

• Investigate the nature and terms of the increased current liabilities and the long-term creditor to assess any potential repayment risks or unusual financing arrangements.
• Clarify the revenue sources and business model sustainability given the minimal employee count and small asset base.
• Review director and shareholder structure to confirm control and any related-party transactions that may impact financial stability.