UNIVERSAL BUILDING SERVICES LTD

Executive Summary

Universal Building Services Ltd is a recently established micro-entity exhibiting positive net asset growth and compliance with filing obligations, indicating low immediate financial risk. However, limited scale, minimal staffing, and modest asset base necessitate further operational and financial due diligence to fully assess long-term sustainability and liquidity resilience.

UNIVERSAL BUILDING SERVICES LTD - Analysis Report

Company Number: 13792287

Analysis Date: 2025-07-20 17:06 UTC

1. Risk Rating: LOW
   The company demonstrates a positive net asset position, increasing net current assets, and timely filings without overdue accounts or confirmation statements. The financials, though limited due to micro-entity status, indicate an improving working capital position and modest equity growth consistent with a new small business.

2. Key Concerns:

• Limited Scale and Financial History: Being incorporated in late 2021 and classified as a micro-entity, the financial data is limited in scope and duration, restricting comprehensive trend analysis.
• Minimal Staffing and Operations: The average employee number is 1, which may indicate dependency on a single individual or limited operational capacity, possibly affecting scalability and resilience.
• Modest Asset Base: Total net assets of £7,289 and relatively low current assets suggest limited financial buffer to absorb shocks or support larger operational demands.

3. Positive Indicators:

• Positive Net Current Assets and Shareholders’ Funds: An increase from £456 in net assets at the end of 2021 to £7,289 in 2023 indicates growth and potential prudent financial management.
• No Overdue Filings or Compliance Issues: The company is current with accounts and confirmation statement submissions, reflecting good regulatory compliance.
• Clear Director and PSC Information: The sole director and person with significant control is identified, with no indications of disqualification or misconduct.

4. Due Diligence Notes:

• Verify Revenue and Profitability Trends: As the accounts are abridged micro-entity filings, confirm turnover, profit margins, and cash flow stability through supplementary documentation or management accounts.
• Assess Business Model and Client Base: Understand the operational scope behind the SIC code “Other service activities not elsewhere classified” to evaluate sustainability and market exposure.
• Evaluate Director’s Background and Capacity: Given the single director and low employee count, assess the director’s experience, involvement, and any potential risks related to key-person dependency.
• Review Any Off-Balance Sheet Liabilities: Given the small balance sheet, confirm absence of significant contingent liabilities or contractual obligations not reflected in the filings.