Company Number: 13119163

Analysis Date: 2025-07-20 15:09 UTC

1. Credit Opinion: APPROVE
   Unleashed Talent Management Ltd demonstrates a sound financial position for a micro-entity with positive net current assets and shareholder funds that have steadily increased over the last three years. There are no overdue filings or signs of financial distress. The company operates in media representation services, a sector with moderate risk but manageable given the current financials. Directors appear stable with no disqualification records. Loan or credit facilities can be approved with standard monitoring.

2. Financial Strength:

• Shareholders’ funds have grown from £58k in 2021 to £76.7k in 2024, reflecting retained earnings and business growth.
• Fixed assets are minimal (£3k) as expected for a service business, and current assets (~£166k) comfortably exceed current liabilities (~£93k), yielding a healthy net working capital of £73.7k.
• The company is classified as a micro entity, indicating a small scale of operations but consistent financial health.
• No long-term liabilities reported, keeping the capital structure straightforward and low-risk.

3. Cash Flow Assessment:

• Current assets primarily consist of cash and short-term receivables sufficient to cover short-term liabilities, indicating good liquidity.
• Positive net current assets suggest the company can meet its short-term obligations without refinancing.
• No evidence of cash flow constraints or overdue creditors.
• The company employs an average of 2 employees, implying lean operational costs.

4. Monitoring Points:

• Continue to monitor annual filings and confirm there are no overdue accounts or confirmation statements.
• Watch for any significant increase in current liabilities or deterioration in net current assets which could signal liquidity issues.
• Given the director change in June 2024, observe any operational or strategic shifts that might affect financial stability.
• Keep an eye on sector dynamics in media representation services for external risks.