Company Number: 13539042

Analysis Date: 2025-07-20 17:08 UTC

1. Risk Rating: LOW
   The company demonstrates positive net current assets and net assets with modest but consistent growth. There are no overdue filings or signs of insolvency. The business is micro-entity sized, limiting complexity and associated risks.

2. Key Concerns:

• Limited scale and capitalization: Shareholders’ funds are very low (£2,533), which may limit the company’s ability to absorb financial shocks or invest for growth.
• Absence of profit and loss data: The P&L account has not been filed, restricting insight into operational profitability and cash flow trends.
• Single director and shareholder control: Full control by one individual can represent governance risk and potential lack of independent oversight.

3. Positive Indicators:

• Timely and compliant filings: Accounts and confirmation statements are up-to-date with no overdue filings or penalties.
• Positive working capital position: Current assets exceed current liabilities, indicating ability to meet short-term obligations.
• Consistent incremental growth in net assets over three years, suggesting stable financial position and retention of earnings or capital.

4. Due Diligence Notes:

• Obtain detailed profit and loss accounts or management accounts to assess profitability and cash flow stability.
• Review director’s background and reputation given sole control and governance responsibility.
• Investigate the nature and terms of current and long-term liabilities, especially the £450 creditor amount falling due after more than one year in 2024.
• Assess business model sustainability given micro-entity scale and limited staff (average 1 employee including director).
• Confirm whether external funding or guarantees exist to support operations or growth plans.