UPPER BODDINGTON LTD

Executive Summary

Upper Boddington Ltd appears financially solvent with positive net assets and no regulatory filing issues, reflecting low immediate risk. However, the company's recent formation and small scale limit visibility on operational stability and cash flow resilience. Further due diligence on asset quality, governance, and business sustainability is recommended for a fuller risk assessment.

UPPER BODDINGTON LTD - Analysis Report

Company Number: 14001936

Analysis Date: 2025-07-29 18:02 UTC

1. Risk Rating: LOW
   Upper Boddington Ltd is a recently incorporated micro-entity demonstrating a positive net asset position and compliance with filing deadlines. The company shows minimal liabilities relative to its assets and no overdue statutory filings, indicating a low immediate risk profile.

2. Key Concerns:

• Limited financial history due to recent incorporation restricts assessment of operational track record and profitability trends.
• Low scale of operations (micro-entity status with a single employee) may imply limited revenue base and vulnerability to business disruption.
• Shareholder control appears concentrated, with two individuals each reported as controlling 75-100% of shares, which may warrant governance scrutiny.

3. Positive Indicators:

• Current assets exceed current liabilities by approximately £10.5k, indicating positive working capital and short-term solvency.
• No overdue accounts or confirmation statements, reflecting good regulatory compliance and governance discipline.
• The company has submitted accounts prepared under the small companies regime, reducing complexity and potential compliance risk.

4. Due Diligence Notes:

• Verify nature and stability of current assets (£41,492) to confirm liquidity and realizability.
• Review management accounts or internal financials for insights into revenue generation and cash flow beyond the balance sheet snapshot.
• Investigate shareholder structure and clarify the apparent overlapping control percentages to understand governance and potential conflicts of interest.
• Confirm business model, client base, and sustainability given the micro scale and single-employee operation.
• Assess any potential off-balance sheet liabilities or contingent risks not captured in the micro-entity accounts.