URBASCAPE LIMITED

Executive Summary

Urbascape Limited is a newly formed private construction company with a stable financial footing and compliant filing status. While its short operating history and reliance on director loans warrant close monitoring, current liquidity and governance appear sound. Further due diligence should focus on operational plans and funding arrangements to confirm business viability.

URBASCAPE LIMITED - Analysis Report

Company Number: 14681440

Analysis Date: 2025-07-29 12:32 UTC

1. Risk Rating: LOW
   Urbascape Limited demonstrates a sound financial position with positive net current assets and net assets, low current liabilities, and no overdue filings. The company is newly incorporated but shows no immediate red flags regarding solvency or liquidity.

2. Key Concerns:

• Newly Established: Incorporated in February 2023, the company has limited operational history, which poses an inherent risk regarding sustainability and performance track record.
• Director-Loan Liability: £935 of current liabilities are director loans, which may indicate reliance on internal funding; this could affect liquidity if not managed properly.
• No Employees Reported: The absence of employees suggests the company may be reliant on contractors or the director alone, raising questions about operational capacity and scalability.

3. Positive Indicators:

• Positive Net Current Assets: Net current assets of £4,346 with cash balances exceeding current liabilities indicate good short-term liquidity.
• Up-to-date Compliance: No overdue accounts or confirmation statements, showing adherence to statutory requirements and good governance.
• Sole Director with Full Control: Jonathan Harris owns 75-100% shares and voting rights, which can enable swift decision-making and consistent strategic direction.

4. Due Diligence Notes:

• Verify the nature and terms of the director loans to assess any repayment risks or contingencies.
• Investigate the company’s business plan and pipeline, given the lack of employees and short operating history.
• Review any contracts or agreements indicating future revenue streams or commitments to gauge operational sustainability.
• Confirm no undisclosed contingent liabilities or off-balance sheet obligations.
• Assess the director’s background and experience in the construction sector to ensure adequate expertise for business success.