VALDEN GROUP LIMITED

Executive Summary

VALDEN GROUP LIMITED exhibits a low financial risk profile supported by strong net current assets and compliance with filing requirements. However, the company’s liquidity depends heavily on substantial debtor balances with minimal cash reserves, warranting further review of receivables quality. Concentrated ownership also suggests a need for governance oversight in decision-making processes.

VALDEN GROUP LIMITED - Analysis Report

Company Number: 13885129

Analysis Date: 2025-07-29 20:35 UTC

1. Risk Rating: LOW
   The company demonstrates strong net current assets relative to current liabilities and maintains positive net assets and shareholder funds. There are no overdue filings or indications of regulatory non-compliance, and the business operates within a simple holding company structure, reducing operational risk.

2. Key Concerns:

• Concentration of Control: Mr. Joseph Michael Dias holds 75-100% ownership and voting rights, which concentrates decision-making power and may pose governance risks if not balanced.
• Lack of Audit and Limited Financial Detail: As a micro-entity, accounts are unaudited and exclude profit and loss details, limiting transparency on operational performance and cash flow generation.
• High Debtors and Minimal Cash: The 2023 data show current assets mainly composed of debtors (£4.6M) and very low cash (£520), indicating potential liquidity risk if debtor collections are delayed.

3. Positive Indicators:

• Strong Working Capital Position: Net current assets exceed £4.5M, suggesting the company can meet short-term obligations comfortably.
• No Overdue Filings: Both accounts and confirmation statements are up to date, indicating good compliance and governance practices.
• Stable Net Assets: Net assets and shareholders’ funds remain stable at just under £4M, reflecting capital preservation since incorporation.

4. Due Diligence Notes:

• Examine Debtors Quality: Investigate the nature, aging, and collectability of the high debtor balances to assess liquidity risk.
• Understand Business Model: Clarify the company’s operational purpose given it is classified as a holding company, and review any underlying subsidiaries or investments.
• Review Director Background: While no adverse records are indicated, confirm director reputation and capacity for sole control.