VALE NEST DEVELOPMENT LIMITED

Executive Summary

Vale Nest Development Limited shows improved financial health with a strengthened net asset base and no overdue compliance, positioning it well to service modest credit facilities. The company’s liquidity and working capital are sufficient for current operations, although it remains a micro-entity with limited asset backing. Continued monitoring of financial trends and debt structure is recommended to ensure ongoing creditworthiness.

VALE NEST DEVELOPMENT LIMITED - Analysis Report

Company Number: 13527197

Analysis Date: 2025-07-29 20:16 UTC

1. Credit Opinion: APPROVE – Vale Nest Development Limited demonstrates improving financial stability with a positive net asset position of £16,797 as of 30 September 2024, up from £6,685 in the prior year. The company has no overdue filings and is active in the property development and letting sector with experienced directors. While micro in size, it shows capacity to meet short-term liabilities comfortably. No red flags such as director disqualifications or pending insolvency proceedings are present. This supports credit approval for modest facilities with standard monitoring.

2. Financial Strength: The balance sheet shows a transition from a previous position with fixed assets of £61,932 and long-term creditors of £55,439 in 2023 to no fixed assets and no long-term liabilities in 2024. Current assets have increased significantly to £18,094 with minimal current liabilities (£1,297), yielding net current assets of £16,797. The elimination of long-term creditors and strengthening of working capital suggests repayment or restructuring of previous debt, improving financial resilience. Shareholders’ funds have increased accordingly, indicating retained earnings or capital injection.

3. Cash Flow Assessment: Current liquidity is strong with net current assets of £16,797 and minimal current liabilities relative to current assets. The company employs two staff, consistent with micro-entity scale, and has no apparent cash flow strain indicated by creditor levels. However, absence of fixed assets may imply limited collateral for secured lending. Overall, working capital management appears sound to cover operational and short-term financial obligations.

4. Monitoring Points:

• Verify the sustainability of net current asset levels in subsequent filings to ensure ongoing liquidity.
• Monitor any changes in long-term debt or fixed asset acquisitions that could affect leverage or collateral.
• Track revenue growth and profitability trends through future accounts to assess business trajectory.
• Observe directors’ continued oversight and adherence to prudent financial management as company grows.