Company Number: 13667879

Analysis Date: 2025-07-29 17:31 UTC

1. Risk Rating: HIGH
   Despite being an active micro-entity with no overdue filings, the financial data for VANITY B LTD indicates significant solvency and liquidity concerns. The company reports net current liabilities of £9,386 as of the latest accounts date, with total net assets showing a negative balance of £3,185. This suggests the company’s current liabilities exceed its current assets substantially, posing a risk to its ability to meet short-term obligations.

2. Key Concerns:

• Negative Net Current Assets: The current liabilities (£10,640) significantly outweigh current assets (£1,254), indicating potential cash flow or working capital issues.
• Negative Net Assets: Total net assets are negative (£3,185), which may imply ongoing losses or accumulated deficits, threatening long-term solvency.
• Limited Operational Scale: With only one employee reported and minimal fixed assets (£6,200), the company appears small and may have limited operational resilience or capacity to generate revenue quickly.

3. Positive Indicators:

• Compliance with Filing Requirements: The company’s accounts and confirmation statements are filed on time, showing good regulatory compliance and governance in terms of statutory deadlines.
• Clear Ownership and Control: Ownership and control are concentrated with a single director and 75-100% shareholder, simplifying decision-making and accountability.
• No Indication of Insolvency Proceedings: The company is active, with no liquidation, administration, or receivership status reported.

4. Due Diligence Notes:

• Review Detailed Profit and Loss Data: The accounts provide limited financial detail; obtaining comprehensive P&L statements or cash flow reports would clarify the reasons behind negative net assets and current liabilities.
• Assess Revenue and Client Base: Investigate the company’s revenue streams and client contracts to determine operational sustainability.
• Director’s Financial Support: Explore whether the director or related parties have provided loans or guarantees impacting liabilities.
• Examine Future Business Plan: Understand the company’s strategy to improve liquidity and solvency, including any planned capital injections or cost controls.
• Verify Employee and Operational Capacity: Confirm whether the single employee is sufficient for business operations or if outsourcing/contracting is used.