VAO FS LTD

Executive Summary

VAO FS LTD shows a stable and improving financial position with strong net assets and liquidity for a micro-entity in real estate trading. The company’s low liabilities and consistent asset growth support its capacity to service debt and maintain creditworthiness. Continued monitoring of working capital and market conditions is advised to safeguard ongoing financial resilience.

VAO FS LTD - Analysis Report

Company Number: 12861966

Analysis Date: 2025-07-29 18:27 UTC

1. Credit Opinion: APPROVE. VAO FS LTD is a micro-entity operating in the real estate sector with a stable and improving financial position. The company has demonstrated consistent growth in net assets over the last four years, indicating sound financial management and a strengthening balance sheet. There are no indications of financial distress or irregularities, and all filings are up to date.

2. Financial Strength: The company’s net assets have grown from £10,585 in 2021 to £41,962 in 2024, showing a positive trajectory. Current assets have increased significantly to £45,400 by 2024, while current liabilities remain low at £3,439, resulting in strong net current assets of £41,961. This suggests a healthy balance sheet with a strong equity base and limited short-term debt obligations, typical for a micro-entity in property trading.

3. Cash Flow Assessment: Liquidity appears robust with high net current assets relative to current liabilities, indicating good working capital management. The company’s ability to maintain a positive working capital position through consistent increases in current assets provides confidence in its capacity to meet short-term obligations without liquidity strain. However, detailed cash flow statements are not provided, so ongoing monitoring of cash inflows and outflows is recommended.

4. Monitoring Points:

• Monitor receivables and payables turnover to ensure continued liquidity.
• Watch for any increase in current liabilities that could pressure working capital.
• Review subsequent financial periods for sustained asset growth and profitability.
• Confirm that the company maintains compliance with filing deadlines and regulatory requirements.
• Track industry and market conditions in the real estate sector that could affect asset valuations.