VENPA TRADING LTD

Executive Summary

Venpa Trading Ltd is a micro-entity with solid net assets and improving liquidity, supported by effective management and timely compliance. The financials indicate a stable credit profile suitable for small-scale credit facilities. Continued monitoring of working capital and operational growth will be key to maintaining creditworthiness.

VENPA TRADING LTD - Analysis Report

Company Number: 13916161

Analysis Date: 2025-07-29 20:25 UTC

1. Credit Opinion: APPROVE
   Venpa Trading Ltd demonstrates a stable financial position for a micro-entity with positive net assets and improving working capital. The company is active, has no overdue filings, and is managed by a single director with full control, indicating straightforward governance. While small in scale, the balance sheet shows no signs of distress, supporting credit approval for modest lending or trade credit.

2. Financial Strength:
   The company’s net assets increased from £20,199 in 2023 to £23,784 in 2024, reflecting modest growth. Fixed assets slightly decreased but remain tangible at £17,294. Current assets have grown from £5,358 to £7,268, while current liabilities have significantly reduced from £5,505 to £778, improving net current assets from a marginal positive £147 to a healthy £6,490. This indicates strengthened liquidity and a more conservative liability profile.

3. Cash Flow Assessment:
   Working capital is positive and increased substantially year-on-year, suggesting the company is converting sales into cash efficiently and managing payables carefully. The low current liabilities relative to current assets further imply comfortable short-term liquidity. There are no indications of cash flow constraints or reliance on creditor financing at year-end.

4. Monitoring Points:

• Continued tracking of current liabilities to ensure they remain manageable relative to assets.
• Monitor turnover progression and profitability metrics once available to assess operational performance sustainability.
• Review any changes in director ownership or governance that could affect control or decision-making.
• Watch for scaling efforts or increased borrowing that may impact liquidity or leverage.