VIGHO LTD

Executive Summary

VIGHO LTD demonstrates a stable financial foundation with no liabilities and positive net assets, typical of a healthy start-up micro-entity. While liquidity and equity positions are strong, the company’s lack of operational history and employees suggests the need for careful cash flow and growth management. Strategic planning and governance enhancements will support sustained financial wellness as the business develops.

VIGHO LTD - Analysis Report

Company Number: 15055544

Analysis Date: 2025-07-20 13:29 UTC

Financial Health Assessment of VIGHO LTD

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1. Financial Health Score: B

Explanation:
VIGHO LTD shows a strong foundational financial position for a newly incorporated micro-entity. With net assets of £17,601 and no current liabilities, the company displays a "healthy cash flow" equivalent in accounting terms—positive net current assets and no signs of liquidity stress. However, as a start-up with no employees and limited operational history, the financial data is limited in scope, warranting a cautious B grade rather than higher.

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2. Key Vital Signs

Metric	Value	Interpretation
Fixed Assets	£10,008	Indicates investment in long-term resources; solid base for operations.
Current Assets	£7,593	Cash or receivables available to cover short-term needs; positive sign.
Net Current Assets	£7,593	No current liabilities; good liquidity position ("healthy cash flow").
Total Assets less Current Liabilities	£17,601	Reflects total net resources after covering immediate debts; stable foundation.
Net Assets / Shareholders’ Funds	£17,601	Equity fully intact; no debts recorded, reflecting financial stability.
Employees	0	No staff yet, typical for a start-up phase; potential risk if growth demands staffing.

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3. Diagnosis

VIGHO LTD is in the early stages of its lifecycle, reflected by its micro-entity status and incorporation less than a year ago. The balance sheet exhibits "healthy vital signs"—positive net current assets and net assets with no recorded liabilities suggest no immediate financial distress or liquidity issues. The absence of debts and the presence of fixed assets indicate early investment in operational capacity.

The company does not yet employ staff, which is typical for a start-up but means it may face operational scaling challenges if growth accelerates. Ownership concentration (single director and 100% shareholder control) implies decisive governance but also a single point of decision-making risk.

No audit was required, consistent with micro-entity exemptions, so detailed financial transparency is limited. The company operates in the health sector (SIC 86900), which can be capital intensive and regulated, so future financial health will depend on operational success and prudent cash flow management.

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4. Recommendations

• Cash Flow Monitoring: Maintain tight control on cash flow to ensure liquidity remains "healthy" as operations scale and expenses increase.
• Operational Planning: Given no employees, prepare for recruitment or outsourcing strategies to support business growth and service delivery.
• Financial Forecasting: Develop forward-looking budgets and forecasts to anticipate funding needs or investment opportunities.
• Governance: Consider incorporating additional directors or advisors to diversify oversight and mitigate single-person risk.
• Compliance: Continue timely filing of accounts and confirmation statements to avoid penalties and maintain regulatory compliance.
• Risk Management: Monitor sector-specific risks, including regulatory changes in human health activities, to safeguard financial stability.
• Capital Strategy: If growth capital is needed, plan for potential equity injections or financing options to strengthen the balance sheet.

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