VIRTUALLY INTEGRATED PRODUCTIONS LTD

Executive Summary

Virtually Integrated Productions Ltd demonstrates a sound opening balance sheet with positive net assets and working capital for a micro start-up. Limited financial history and absence of operating results warrant cautious credit approval with close monitoring of trading performance and cash flow sustainability. Continued oversight of liquidity and repayment capacity is recommended before extending significant credit.

VIRTUALLY INTEGRATED PRODUCTIONS LTD - Analysis Report

Company Number: 15112896

Analysis Date: 2025-07-20 11:33 UTC

1. Credit Opinion: APPROVE with caution. Virtually Integrated Productions Ltd is a newly incorporated micro-entity with minimal financial history. The company shows positive net assets and working capital as of its first financial period ending September 2024, indicating initial financial stability. However, absence of operating profit data, no employees, and limited trading history pose moderate risk. Approval is conditional on monitoring future trading performance and cash flow generation.

2. Financial Strength: The balance sheet is modest but healthy for a micro company, with net assets of £6,728 and net current assets of £6,728, reflecting a positive working capital position. Current assets of £14,389 exceed current liabilities of £7,661, providing short-term liquidity. The company holds no fixed assets and no long-term liabilities. Shareholders’ funds equal net assets, indicating no external debt. The financial position is typical for a new start-up with limited scale.

3. Cash Flow Assessment: Current assets mainly comprise cash or equivalents, given no debtors or stock reported. The net current asset surplus indicates the company can meet short-term obligations. However, with zero employees and no operating income disclosed, cash flow sustainability depends on owner funding or incoming revenues, which require verification. Working capital appears sufficient for immediate needs but ongoing cash inflows must be confirmed to support debt servicing or credit extension.

4. Monitoring Points:

• Revenue generation and profitability trends in subsequent accounting periods.
• Cash flow statements once available detailing operating cash inflows and outflows.
• Changes in current liabilities, particularly short-term creditors that may impact liquidity.
• Any new borrowings or loan facilities and their repayment schedules.
• Director’s conduct and any PSC changes that could affect governance or control.
• Compliance with filing deadlines and potential overdue accounts or returns.