VISION FROM THE FUTURE LTD

Executive Summary

Vision From The Future Ltd is a newly formed dormant company with minimal financial activity and no trading history, resulting in an absence of meaningful financial data to assess creditworthiness. The company’s extremely limited assets and lack of cash flow capacity present a high risk for credit extension at this stage. Monitoring should focus on the company’s transition to active trading and subsequent financial performance before reconsidering credit facilities.

VISION FROM THE FUTURE LTD - Analysis Report

Company Number: SC766756

Analysis Date: 2025-07-20 13:22 UTC

1. Credit Opinion: DECLINE. Vision From The Future Ltd is a newly incorporated company (April 2023) with dormant status and minimal financial activity. Its financial statements reveal only nominal assets (£100 in debtors) and no recorded turnover, profit, or cash flow. The company has no trading history to assess revenue generation or profitability, and its ability to service debt obligations cannot be established. The single director holds full control, but there is no evidence of operational business or financial resilience. Given the lack of financial substance and trading history, extending credit would be high risk.

2. Financial Strength: The balance sheet shows total assets less current liabilities of only £100, entirely represented by debtors. Shareholders’ funds also stand at £100, indicating no retained earnings or accumulated reserves. No fixed assets or cash balances are reported. The company is categorized as dormant, with no reported liabilities or equity changes beyond the initial share capital. This extremely limited capital base and asset position do not demonstrate financial strength or capacity to absorb losses.

3. Cash Flow Assessment: There is no reported cash or cash equivalents, and the debtor balance is nominal (£100). Absence of an income statement or cash flow statement means cash generation and liquidity cannot be evaluated. Working capital is minimal and insufficient to support operational activities or debt servicing. The company’s dormant status implies no cash inflows or outflows during the period, confirming no liquidity to meet obligations or invest in growth.

4. Monitoring Points:

• Filing of first trading accounts and confirmation of active trading status.
• Evidence of revenue generation and profitability in future periods.
• Changes in working capital and cash balances.
• Any new directors or changes in management that may affect governance.
• Potential increase in share capital or external funding to strengthen financial position.