VITO VENTURES LIMITED

Executive Summary

VITO VENTURES LIMITED is a recently established micro-entity with a solid initial balance sheet and healthy working capital. While limited trading history restricts comprehensive credit assessment, current financial metrics suggest the company can meet short-term obligations. Credit approval is recommended cautiously, with ongoing monitoring of financial performance and cash flow as the business matures.

VITO VENTURES LIMITED - Analysis Report

Company Number: 15053378

Analysis Date: 2025-07-20 17:10 UTC

1. Credit Opinion: APPROVE (Cautious) VITO VENTURES LIMITED is a newly incorporated private limited company (incorporated August 2023) operating in public relations, communications, and publishing activities. The company is active, compliant with filing deadlines, and shows a positive net asset position. Although trading history is limited due to its recent formation, the balance sheet indicates a sound financial base with positive net current assets and shareholders’ funds. The directors appear to have appropriate control and there are no adverse regulatory or legal flags. Given the company’s small scale and recent startup status, credit approval is recommended with caution, subject to monitoring of trading performance and cash flow as more historical data becomes available.

2. Financial Strength:

• Total net assets stand at £67,241, reflecting a modest but positive equity base.
• Fixed assets are minimal (£1,335), consistent with a service-oriented business model.
• Current assets of £97,246 exceed current liabilities of £30,626 comfortably, producing net current assets of £66,620, indicating healthy short-term liquidity.
• The balance sheet shows no long-term liabilities reported, reducing financial risk.
• The company qualifies as a micro-entity, with only one reported employee, consistent with a startup phase.

3. Cash Flow Assessment:

• Strong net current assets suggest adequate working capital to cover short-term obligations.
• Absence of detailed cash flow statements limits full liquidity assessment; however, high current assets relative to current liabilities is positive.
• The company’s ability to generate operating cash flow remains to be demonstrated as it develops trading.
• Management should ensure careful cash flow forecasting to sustain operations, given the nascent stage.

4. Monitoring Points:

• Track revenue growth and profitability trends in subsequent accounting periods.
• Watch for changes in working capital components, especially debtor collection and creditor payment terms.
• Monitor directors’ compliance with filing deadlines and any changes in control or ownership.
• Assess any increase in liabilities or gearing that may impact financial stability.
• Evaluate operational scale-up plans and related capital expenditure to manage cash flow risk.