Company Number: SC788601

Analysis Date: 2025-07-20 12:34 UTC

1. Risk Rating: LOW
   Justification: VIZION 4 LTD is a newly incorporated micro-entity with a positive net current asset position and no overdue filings. Its balance sheet shows net assets and shareholders’ funds exceeding current liabilities, indicating initial solvency and liquidity adequacy for its size and stage.

2. Key Concerns:

   • Limited Operating History: Incorporated in November 2023, the company has less than one full year of trading history, limiting the ability to assess operational sustainability and financial trends.
   • Single Director and Employee: The company operates with one director who is also the sole employee, which may pose operational risks related to capacity, expertise, and continuity.
   • Modest Asset Base and Working Capital: Fixed assets and net current assets are small in absolute terms (£3,050 fixed assets and £2,427 net current assets), which may constrain growth or buffer against unexpected cash flow shocks.

3. Positive Indicators:

   • Compliance Up to Date: No overdue accounts or confirmation statements, reflecting good governance and regulatory compliance to date.
   • Positive Net Current Assets: Current assets exceed current liabilities, indicating the company can meet short-term obligations as of the last reporting date.
   • Clear Ownership and Control: One individual holds full ownership and control, simplifying decision-making and accountability.

4. Due Diligence Notes:

   • Review of Cash Flow: Obtain detailed cash flow statements or bank records to confirm liquidity beyond balance sheet snapshots.
   • Business Plan and Revenue Sources: Request information on contracts, clients, and projected revenue to assess operational sustainability and growth prospects.
   • Director Background: While no disqualifications are noted, further inquiry into the director’s experience in electrical installation services could inform operational risk.
   • Future Filing Compliance: Monitor next accounts and confirmation statement filings to ensure ongoing compliance as the company develops.