VOA CONSULTING LIMITED

Executive Summary

VOA Consulting Limited shows a sound financial foundation with positive net assets and liquidity, typical of a well-capitalized start-up IT consultancy. While operational performance data is limited, the company is well-positioned to develop sustainable revenue streams. Focus on monitoring profitability, maintaining cash reserves, and planning growth will support long-term financial health.

VOA CONSULTING LIMITED - Analysis Report

Company Number: 14597559

Analysis Date: 2025-07-29 13:13 UTC

Financial Health Assessment: VOA CONSULTING LIMITED

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1. Financial Health Score: B

Explanation:
VOA Consulting Limited demonstrates a strong start for a newly incorporated micro-entity with a solid net asset base relative to its size. The company has positive net current assets and a healthy balance sheet for its first financial year. However, being a young company with no turnover or profit figures disclosed yet, it is still in the early stages of financial development. The absence of employees and profit & loss information limits a full assessment of operational performance, placing the company in a good but cautious category.

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2. Key Vital Signs

Metric	Value (£)	Interpretation
Fixed Assets	1,568	Minimal investment in long-term assets, typical for a start-up in IT consultancy.
Current Assets	132,631	Strong short-term resources, mostly likely cash or receivables, indicating liquidity strength.
Current Liabilities	83,974	Moderate short-term obligations that are manageable given current assets.
Net Current Assets	48,657	Positive working capital ("healthy cash flow reserve"), indicating ability to cover short-term debts.
Total Assets less CL	50,225	Overall asset base after current liabilities, showing net value in the business.
Net Assets / Shareholders’ Funds	50,225	Equity backing from the sole shareholder, indicating a stable capital foundation.
Number of Employees	0	No staff employed yet; business likely run by the director or subcontractors.

Additional Notes:

• The company is classified as a Micro entity with filing exemptions, which limits the detail available in financial statements.
• The director is the sole shareholder with full control, which simplifies governance but concentrates risk.
• The company is active, up to date with filings, and not in distress or liquidation.

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3. Diagnosis

VOA Consulting Limited exhibits "healthy vital signs" typical of a start-up consulting business in the IT sector. The positive net current assets indicate the company has a comfortable liquidity cushion to manage its short-term obligations without strain, an essential symptom of financial wellness.

However, as a newly formed company with no employees and no disclosed profit & loss data, it is too early to evaluate operational profitability or cash flow from core activities. The low fixed asset base is consistent with a service-oriented consultancy, which relies more on intellectual capital than physical assets.

The financial "symptoms" suggest a stable foundation but also highlight the "early stage" status: the company must develop consistent revenue streams and manage growth carefully. The sole director/shareholder structure means decisions can be agile but risks concentration of business continuity on one individual.

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4. Recommendations

1. Develop Revenue Tracking and Profitability Metrics:
   Begin regular monitoring of income and expenses to understand profit margins and cash flow from operations. This will help flag any emerging financial stress ("symptoms of distress") early.

2. Build Cash Reserves Strategically:
   Maintain prudent liquidity levels to withstand delays in client payments or unexpected expenses, ensuring "healthy cash flow" continuity.

3. Consider Hiring or Outsourcing:
   As business grows, decide whether to engage employees or contractors, balancing cost control with service delivery capacity.

4. Plan for Asset Investment:
   Evaluate needs for technology or software tools to support consultancy activities, ensuring fixed assets grow in line with business scaling.

5. Governance and Risk Management:
   Given sole control by one director, consider formalizing risk management and succession planning to mitigate single-person dependency risks.

6. Maintain Compliance and Filing Discipline:
   Keep up timely filings to avoid penalties and maintain company reputation.

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