VTOGETHER LIMITED

Executive Summary

VTOGETHER LIMITED is a dormant micro-entity with no trading history or income, minimal assets, and no liabilities. Its current financial position and lack of operational activity present no evidence of creditworthiness or ability to service debt. Credit approval is not recommended until the company demonstrates active trading and financial viability.

VTOGETHER LIMITED - Analysis Report

Company Number: 13114771

Analysis Date: 2025-07-20 15:29 UTC

1. Credit Opinion: DECLINE
   VTOGETHER LIMITED has been dormant with no trading activity or income reported for at least the last two years. The company shows negligible current assets (£144) and no liabilities, reflecting inactivity rather than operational financial strength. The absence of turnover and profit generation means the company is unable to demonstrate capacity to service debt or meet credit obligations. Management appears stable with a single current director, but there is no evidence of active financial stewardship or business resilience.

2. Financial Strength:
   The balance sheet is minimal, showing net assets and shareholder funds of only £144. Current assets consist solely of a small amount of cash or equivalents, with no fixed assets or working capital. There are no current liabilities, which is consistent with dormancy. The company falls under the micro-entity accounting regime and has claimed dormant status, exempting it from audit. Overall, the financial position is extremely weak and reflects no operational activity.

3. Cash Flow Assessment:
   There is no reported trading or cash flow activity. The current asset balance is trivial and does not support any ongoing business operations or debt servicing. Working capital is positive but insignificant (£144), indicating no liquidity to fund expenses or repay loans. The lack of employees and absence of expenditure confirm no operational cash flow.

4. Monitoring Points:

• Monitor any future filing of trading accounts and profit & loss statements indicating operational commencement.
• Watch for changes in director appointments or significant control that might signal a change in business strategy.
• Review any material increases in assets or liabilities that suggest business activity or financing.
• Confirm timely filing of accounts and confirmation statements to avoid regulatory risk.