WBW PROPERTIES LTD

Executive Summary

WBW Properties Ltd is a recently incorporated property letting company with a solid asset base mainly composed of investment property. However, the negative working capital position and significant bank loan introduce moderate solvency and liquidity risks. Further financial details are needed to fully evaluate operational viability and debt sustainability.

WBW PROPERTIES LTD - Analysis Report

Company Number: 14519137

Analysis Date: 2025-07-20 17:07 UTC

1. Risk Rating: MEDIUM
   The company shows a positive net asset position but exhibits significant net current liabilities and a substantial long-term loan, indicating moderate solvency and liquidity risks given its recent incorporation and limited operating history.

2. Key Concerns:

• Negative net current assets of £49,485 suggest potential short-term liquidity pressure to meet immediate obligations.
• Long-term bank loan of £149,884 represents considerable leverage for a newly incorporated entity, raising concerns about debt servicing capacity.
• Absence of income statement data and profit/loss figures limits assessment of operational cash flows and profitability, creating uncertainty about ongoing business sustainability.

3. Positive Indicators:

• Net assets of £23,026 indicate the company maintains positive equity despite current liabilities.
• Investment property valued at £220,576 forms the bulk of assets, providing a tangible asset base that could support financing or operational needs.
• No overdue filings and current status as active suggest good regulatory compliance and governance practices to date.

4. Due Diligence Notes:

• Review detailed cash flow statements and profit & loss accounts once available to assess operational performance and debt servicing ability.
• Verify the terms and repayment schedule of the bank loan to understand financial commitments and refinancing risks.
• Investigate the nature and valuation methodology of investment property to confirm asset quality and marketability.
• Ascertain the business model and revenue streams given the lack of employees and minimal tangible fixed assets aside from property.