WEST ESSEX RISK & FIRE LIMITED

Executive Summary

WEST ESSEX RISK & FIRE LIMITED is currently dormant with minimal financial activity, reflected in a nominal balance sheet and no trading operations. While compliance with filing obligations is maintained, the company shows no signs of active business health. To improve its financial wellness, it should consider activating its operations, planning for cash flow, and establishing a sustainable business model in its engineering consulting niche.

WEST ESSEX RISK & FIRE LIMITED - Analysis Report

Company Number: 13393308

Analysis Date: 2025-07-29 12:50 UTC

Financial Health Assessment of WEST ESSEX RISK & FIRE LIMITED

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1. Financial Health Score: Grade F (Dormant Status)

Explanation: The company is classified as dormant, meaning it has had no significant financial transactions during the reported periods. The financials show minimal activity with net assets and cash consistently at £1, reflecting only the nominal share capital. This indicates the company is not currently trading or generating revenue, limiting any meaningful assessment of operational health or financial vitality.

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2. Key Vital Signs

Metric	Value	Interpretation
Status	Active	The company is legally active but dormant operationally.
Account Category	Dormant	No significant transactions; no business activity.
Cash at Bank	£1	Extremely low liquidity; essentially no cash flow.
Net Assets	£1	Minimal net worth; only nominal share capital.
Shareholders’ Funds	£1	Reflects initial paid-up capital only.
Filing Deadlines	Up to date	Compliance with reporting requirements is maintained.
Director	Mr Garrett Fitzgerald	Single director, no adverse records reported.
SIC Code	71122 (Engineering related scientific and technical consulting)	Intended industry, but no current operational data.

Interpretation:

• The “vital signs” reflect a company in a state of suspended animation rather than active business operation.
• The dormant status means no revenue, expenses, assets, or liabilities beyond the nominal capital.
• Compliance is good, with up-to-date filings, which is a positive sign for governance.
• Lack of operational data means no cash flow, profitability, or solvency metrics can be evaluated.

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3. Diagnosis

The company currently exhibits "symptoms of complete inactivity" from a financial perspective. The minimal financial footprint (cash and net assets of £1) indicates it is not trading or engaging in business transactions. This may be deliberate, such as holding a company name for future use, or awaiting a business opportunity.

From a business health standpoint:

• The absence of financial activity means the company is neither generating income nor incurring costs.
• It is not currently contributing to market or customer needs.
• No financial distress symptoms are evident as the company has no liabilities or losses.
• The company’s financial condition is stable but stagnant, akin to a patient in full rest with no metabolic activity.

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4. Recommendations

To improve the company’s financial wellness and transition from dormancy to active and healthy business operation, consider the following:

• Activate Trading Operations: Initiate business activities aligned with the engineering consulting sector to generate revenues and establish a financial track record.
• Financial Planning: Develop a clear budget and cash flow forecast to ensure liquidity and operational viability once trading begins.
• Capital Investment: Assess the need for additional capital injection to support start-up costs or operational expenses.
• Compliance Maintenance: Continue to file timely accounts and confirmation statements to avoid penalties and maintain good standing.
• Director Oversight: Maintain active governance and consider appointing additional directors or advisors for broader expertise.
• Market Strategy: Conduct market research and develop business plans to capture client opportunities relevant to the SIC classification.
• Monitoring Metrics: Once active, focus on key health indicators such as working capital, profitability ratios, and cash flow to detect early symptoms of financial stress.

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