WHCO ED 1 LIMITED

Executive Summary

WHCO ED 1 Limited is a recently incorporated holding company with a strong asset base and sound liquidity. Although limited operational history and the absence of profit and loss data constrain a full risk assessment, current financial statements show no immediate solvency or liquidity concerns. Further due diligence on asset valuation and governance is recommended to supplement this initial low-risk profile.

WHCO ED 1 LIMITED - Analysis Report

Company Number: 15047115

Analysis Date: 2025-07-29 14:16 UTC

1. Risk Rating: LOW
   WHCO ED 1 Limited demonstrates strong solvency with net assets significantly exceeding current liabilities. The company has no overdue filings and maintains positive equity and net current assets, indicating sound financial health for its first accounting period.

2. Key Concerns:

• Limited operating history: Incorporated in August 2023, the company has only one financial period, limiting trend analysis.
• Lack of detailed profit and loss information: The absence of a profit and loss account (permitted under small company exemptions) restricts visibility into operational profitability and cash flow generation.
• Concentration of control: Two directors hold all significant control, which may affect governance robustness depending on their management approach.

3. Positive Indicators:

• Strong asset base: Substantial investment property valued at approximately £2.19 million provides a solid fixed asset foundation.
• Healthy liquidity position: Current assets (cash and debtors) of roughly £195,654 far exceed current liabilities of £1,440, resulting in positive net current assets of £194,214.
• Compliance: No overdue accounts or confirmation statements, indicating adherence to statutory filing requirements.

4. Due Diligence Notes:

• Verify valuation basis and market conditions for the investment property to confirm asset quality and realizable value.
• Obtain management accounts or internal financial reports to assess operational performance and cash flow since inception.
• Review directors’ background and governance practices due to concentrated shareholding and control.
• Confirm the nature of provisions for liabilities (£42,525) to understand potential contingent risks.