WHITEMUIR LIMITED

Executive Summary

WHITEMUIR LIMITED maintains a low-risk profile supported by positive net assets, timely regulatory filings, and stable management. The company’s micro-entity status and limited capital base warrant close review of operational cash flows and business model sustainability. Overall, the company appears solvent and compliant with no immediate red flags evident in the latest financial data.

WHITEMUIR LIMITED - Analysis Report

Company Number: 13043902

Analysis Date: 2025-07-20 12:22 UTC

1. Risk Rating: LOW
   WHITEMUIR LIMITED shows a stable financial position with positive net assets and no overdue filings. The company maintains minimal liabilities and a slight increase in net assets year over year, indicating sound solvency and compliance.

2. Key Concerns:

• Very low share capital (£2.00) which may limit capital buffer in financial distress situations.
• Minimal fixed assets and current net assets suggest limited operational scale and capital intensity.
• Small micro-entity size and limited employee count (2 employees) may imply dependency on key personnel and limited diversification.

3. Positive Indicators:

• Positive net current assets (£111) and net assets (£5,649) as of 2023 demonstrate the company can meet short-term obligations.
• No overdue accounts or confirmation statement filings, indicating good regulatory compliance and governance.
• Directors and Persons with Significant Control are clearly identified with stable appointment since incorporation, reflecting transparency and stable management.
• Steady growth in total assets less current liabilities from £1,981 in 2022 to £5,649 in 2023.

4. Due Diligence Notes:

• Review detailed cash flow data if available to confirm liquidity beyond balance sheet snapshots.
• Examine the nature of fixed assets and current assets to assess operational sustainability and asset quality.
• Consider the business model and revenue streams given the micro-entity classification and low turnover thresholds.
• Investigate any related party transactions or dependence on the two directors who are also major shareholders and PSCs.
• Confirm no contingent liabilities or off-balance sheet risks not evident in the micro-entity accounts.