WILLIS-OWEN SOLUTIONS LIMITED

Executive Summary

Willis-Owen Solutions Limited exhibits a notable recovery in financial position in the latest accounts, improving liquidity and net assets after previous years of negative working capital. The company remains compliant with filing obligations and operates at a micro scale with limited staff. Further analysis of profitability and cash flows is recommended to validate ongoing operational stability.

WILLIS-OWEN SOLUTIONS LIMITED - Analysis Report

Company Number: 12505622

Analysis Date: 2025-07-19 12:33 UTC

1. Risk Rating: LOW
   The company's financial position has improved significantly in the last year, showing positive net current assets and net assets. It meets micro-entity filing requirements and remains compliant with filing deadlines, indicating operational stability and regulatory adherence.

2. Key Concerns:

• Prior years (2022 and 2023) showed negative net current assets and minimal net assets, suggesting past liquidity issues that could indicate financial instability in earlier periods.
• The company is a micro-entity with only one employee (director), which may limit operational resilience and scalability.
• Limited disclosure of income, profit, or cash flows restricts full assessment of ongoing cash generation and profitability.

3. Positive Indicators:

• Sharp turnaround in net current assets from negative £8,533 in 2023 to positive £11,083 in 2024 indicates improved liquidity and working capital management.
• Net assets increased from £112 to £20,333 year-on-year, reflecting strengthened balance sheet and potential retained earnings or capital injection.
• No overdue filings for accounts or confirmation statements, demonstrating good compliance with regulatory requirements.
• The director appears stable with no evidence of disqualifications or adverse records.

4. Due Diligence Notes:

• Review detailed profit and loss statements and cash flow reports for recent years to confirm sustainability of improved liquidity and profitability.
• Investigate the source of the balance sheet improvement between 2023 and 2024—whether through capital injection, operational profit, or other means.
• Confirm the absence of contingent liabilities or off-balance-sheet obligations that could impact solvency.
• Assess the business model and revenue streams given the micro-entity status and single director/employee structure for operational sustainability.
• Verify that no director disqualifications or related party transactions exist beyond publicly available data.