Company Number: 13464188

Analysis Date: 2025-07-20 14:39 UTC

1. Risk Rating: LOW
   The company demonstrates strong net current assets and net asset positions relative to its liabilities, with no overdue filings or signs of financial distress. The micro-entity status and small scale reduce complexity and risk exposure.

2. Key Concerns:

• Limited operating scale: As a micro-entity with only 2 employees, business sustainability and revenue diversification may be constrained.
• No detailed profit and loss data publicly available: Profitability and cash flow trends are not disclosed, limiting full financial health assessment.
• Called up share capital not paid of £53,749 indicates some capital commitment remains outstanding, which may impact solvency if not addressed.

3. Positive Indicators:

• Consistent net current assets (~£95k to £111k) and net assets (~£143k to £149k) over three years reflect financial stability and prudent liability management.
• No overdue accounts or confirmation statements, demonstrating good regulatory compliance and governance.
• Single director with full ownership and control may provide streamlined decision-making and accountability.

4. Due Diligence Notes:

• Verify the nature and expected timing of the unpaid called up share capital (£53,749) to assess solvency risk.
• Obtain or request profit and loss data and cash flow statements to confirm operational profitability and liquidity trends.
• Understand the company’s business model under SIC code 64999 (financial intermediation not elsewhere classified) to evaluate sustainability and market risks.
• Review related party transactions or director loans if any, given sole directorship and ownership.