Company Number: 14458072

Analysis Date: 2025-07-20 12:03 UTC

1. Credit Opinion: DECLINE
   WISE360 LIMITED is a very recently incorporated private limited company classified as dormant with minimal financial activity. The latest accounts show nominal net assets of £1 and cash of £1, indicating no operating history or trading performance. There is no evidence of revenue generation, profitability, or cash flow to support debt servicing. The company is wholly owned and controlled by Osirian Group Limited, which may provide some backing, but on its own, WISE360 LIMITED lacks financial substance to warrant credit approval.

2. Financial Strength:
   The balance sheet is extremely limited, showing only a single £1 share capital and no tangible or current assets beyond £1 cash. There are no liabilities recorded, which is typical for a dormant company. The net asset position is minimal, indicating no capital buffer or financial strength. Without operational assets or retained earnings, the company’s financial foundation is effectively non-existent.

3. Cash Flow Assessment:
   Cash at bank stands at £1, reflecting no meaningful liquidity or working capital. With no trading activity reported, there is no cash inflow from operations, and no information on future cash flow prospects. The company’s dormant status suggests it has not commenced business or generated revenue, so its ability to meet any financial obligations is extremely limited.

4. Monitoring Points:

• Monitor for future filing of non-dormant accounts indicating commencement of trading and revenue generation.
• Watch for any changes in ownership or capital injections from the parent Osirian Group Limited.
• Review future cash flow statements and profitability once operational.
• Check for timely filing of accounts and confirmation statements to ensure compliance and transparency.