WOMEN IN BLOCKCHAIN TALKS LTD

Executive Summary

Women In Blockchain Talks Ltd shows significant financial distress, characterized by worsening negative net assets, minimal cash balances, and high-cost borrowing, raising substantial solvency and liquidity risks. While regulatory compliance is maintained, the company’s operational sustainability is uncertain without a clear plan to improve cash flow or restructure liabilities. Further due diligence on funding strategies and business viability is recommended before considering investment.

WOMEN IN BLOCKCHAIN TALKS LTD - Analysis Report

Company Number: 13119711

Analysis Date: 2025-07-20 12:23 UTC

1. Risk Rating: HIGH
   The company exhibits a significant solvency risk due to persistent and increasing net liabilities and negative shareholders' funds. The lack of cash reserves relative to current liabilities highlights acute liquidity concerns.

2. Key Concerns:

• Severe Negative Net Assets: Net assets have deteriorated from approximately -£22k in 2021 to -£67k in 2024, indicating accumulated losses and potential insolvency risk.
• Poor Liquidity Position: Cash on hand is nominal (£118 at latest year-end) against current liabilities exceeding £56k, resulting in a highly negative net current asset position (-£55,945), which threatens the company’s ability to meet short-term obligations.
• High-Cost Borrowing: The company has taken a £20,000 loan at an annual equivalent interest rate of 28.9%, which is unusually high and may strain future cash flows further.

3. Positive Indicators:

• Active Status and Recent Compliance: The company is active with no overdue filings for accounts or confirmation statements, indicating compliance with regulatory requirements to date.
• Single Director with 100% Ownership: Clear ownership and control by one individual may facilitate swift decision-making.
• Industry Classification: Operating in education-related activities (SIC 85590) which may have growth potential depending on market demand.

4. Due Diligence Notes:

• Financial Sustainability: Investigate the company’s business model viability and revenue generation plans to address ongoing losses and negative equity.
• Loan Terms and Repayment Capacity: Clarify terms of the high-interest loan and assess the company’s capacity to service this debt without further jeopardizing liquidity.
• Future Funding or Capital Injection Plans: Determine whether the director or other investors plan to inject additional capital to stabilize the company’s finances.
• Cash Flow Forecasts: Request detailed cash flow projections to evaluate short-term survival prospects.
• Potential Contingent Liabilities: Confirm if there are any off-balance sheet liabilities or commitments that could worsen the financial position.