WOODPECKER INTERNATIONAL LIMITED

Executive Summary

Woodpecker International Limited demonstrates strong financial health with a solid net asset base and healthy working capital, supported by substantial investment holdings. The company’s reliance on director loans, though repaid, warrants monitoring to ensure liquidity remains robust. Overall, the firm is financially stable but should enhance transparency and governance to sustain its healthy financial condition.

WOODPECKER INTERNATIONAL LIMITED - Analysis Report

Company Number: 13220080

Analysis Date: 2025-07-29 12:10 UTC

Financial Health Assessment: WOODPECKER INTERNATIONAL LIMITED

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1. Financial Health Score: B+

Explanation:
Woodpecker International shows strong balance sheet fundamentals with significant net assets and positive working capital, indicating a generally healthy financial state. However, some symptoms like a significant director’s loan account and absence of operating profit details limit a top-tier score. The company is financially stable but should monitor liquidity and governance elements closely.

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2. Key Vital Signs

Metric	Value (2024)	Interpretation
Net Assets	$13,903,469 (£ approx.)	Robust equity base; indicates strong financial foundation.
Current Assets	$2,100,037	Adequate liquid and near-liquid resources.
Current Liabilities	$52,798	Low short-term debts; manageable obligations.
Net Current Assets	$2,047,239	Healthy working capital, implies good short-term liquidity.
Fixed Assets	$251	Minimal tangible assets; business likely service/consultancy focused.
Investments	$12,018,335	Large investment holdings; key to asset structure.
Directors’ Loan Account	$2,060,832 (overdrawn, repaid)	Significant internal financing; repaid within 9 months indicating good cash management but a symptom to watch.
Share Capital	£1.00	Nominal; typical for private companies, not indicative of financial strength.

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3. Diagnosis

Woodpecker International Limited’s financial “vitals” reveal a company with a strong asset base dominated by investments rather than tangible fixed assets, typical of a management consultancy firm. The hefty net assets and positive working capital suggest the company is not under immediate financial distress and has a “healthy cash flow” cushion to meet short-term obligations.

However, the large director’s loan account—money owed by the company’s director(s) to the company, which was repaid within nine months—acts like a “symptom of financial manoeuvring.” While this internal financing is repaid promptly and is not alarming by itself, it signals reliance on director funding rather than external financing or operating cash flow, which could pose risks if not carefully managed.

The absence of income statement details and profit/loss disclosures is a limitation preventing a full analysis of operational performance and profitability trends. The company’s small size and exemption from audit reduce transparency but suggest a low complexity business model.

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4. Recommendations

• Monitor Director Loans: Treat the director’s loan account as a vital sign. Frequent or large overdrawn balances can mask cash flow issues. Establish clear policies and ensure these loans are short-term and repaid promptly to avoid strain on liquidity.

• Improve Profitability Transparency: Consider fuller disclosure of income and retained earnings to provide clearer insights into operational health. This will help detect early “symptoms” of profit erosion or margin pressure.

• Maintain Strong Working Capital: Continue to monitor working capital closely to ensure “healthy cash flow” especially given the company’s reliance on investments and director financing.

• Strengthen Corporate Governance: With multiple recent changes in directors and secretary, ensure that all appointments are well versed in compliance and financial oversight to avoid administrative or operational stress.

• Plan for Growth and Investment: Leverage the strong net asset base to diversify or expand services, but maintain prudent financial controls to avoid overextension.

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