Company Number: 14261865

Analysis Date: 2025-07-29 20:59 UTC

1. Risk Rating: LOW
   Wradloff Consulting Ltd demonstrates a stable financial position for a micro-entity, with positive net current assets and growing net assets over the last two years. The company is current with its statutory filings and shows no signs of financial distress or regulatory non-compliance.

2. Key Concerns:

• Rising Current Liabilities: Current liabilities increased significantly from £2,733 in 2023 to £21,152 in 2024, which could indicate short-term obligations accumulating at a faster rate than assets, potentially stressing liquidity if not managed carefully.
• Limited Scale and Resources: As a micro-entity with only one employee and modest fixed assets (£2,891), the company’s operational scale is limited, which may constrain growth and resilience to market shocks.
• Lack of Audit and Limited Disclosure: The accounts are unaudited and prepared under micro-entity provisions, limiting transparency on detailed financial performance and potential off-balance sheet risks.

3. Positive Indicators:

• Net Asset Growth: Net assets increased from £8,075 in 2023 to £10,985 in 2024, indicating retained earnings or capital injection, which strengthens the equity base.
• Positive Working Capital: Despite the rise in liabilities, net current assets remain positive (£8,094 in 2024), suggesting the company maintains adequate short-term financial health.
• Timely Compliance: The company is up to date with its accounts and confirmation statement filings, reflecting good governance and regulatory compliance.

4. Due Diligence Notes:

• Investigate the nature and timing of the current liabilities increase to assess any potential liquidity pressures or repayment risks.
• Review cash flow statements or management accounts if available to evaluate operational cash generation and expense management.
• Confirm the company’s client base, contract pipeline, and business continuity plans to evaluate operational sustainability given its small scale.
• Assess director background and any related party transactions for governance and control risks.