Company Number: 14527447

Analysis Date: 2025-07-20 13:58 UTC

1. Risk Rating: LOW

Justification: Xcaliber Cut Ltd is a recently incorporated private limited company classified as a micro-entity with no overdue filings and a positive net asset position. The company shows growth in current assets and net current assets year-over-year, maintaining positive shareholders’ funds. There is no indication of insolvency or regulatory non-compliance.

2. Key Concerns:

• Modest Net Asset Base: The net assets remain relatively small (£9,796 as of 2024), which may limit financial resilience against unexpected costs or downturns.
• Short Operating History: Incorporated in late 2022, the company has limited financial history, making trend analysis and risk forecasting less reliable.
• Limited Disclosure: As a micro-entity, accounts are unaudited and prepared under simplified reporting standards, which may obscure certain financial risks.

3. Positive Indicators:

• Positive Working Capital: Net current assets increased from £9,865 in 2023 to £20,196 in 2024, indicating improved liquidity.
• Compliance: All statutory filings, including accounts and confirmation statements, are up to date with no overdue notices.
• Ownership and Control: The sole director and majority shareholder, Mr. Ali Raza, holds full control, which can simplify decision-making and accountability.

4. Due Diligence Notes:

• Review detailed cash flow statements and bank reconciliations to confirm liquidity beyond balance sheet figures.
• Confirm the nature and terms of the £10,000 creditor amount due after one year reported in 2024 to assess long-term liabilities.
• Investigate customer base and revenue streams to evaluate operational sustainability and market positioning in the hairdressing and beauty treatment sector.
• Verify absence of director disqualifications or adverse conduct records for Mr. Ali Raza despite the limited data provided.