YASROB LTD

Executive Summary

YASROB LTD demonstrates a concerning financial profile with negative net assets and working capital deficits, posing a high risk for credit exposure. The company’s micro-entity status and recent incorporation limit financial history and resilience. Credit facilities are not recommended until significant improvement in financial stability is evidenced.

YASROB LTD - Analysis Report

Company Number: 13789386

Analysis Date: 2025-07-20 17:19 UTC

1. Credit Opinion: DECLINE
   YASROB LTD exhibits significant financial weakness with negative net assets of £11,921 as of 31 December 2023, a marked deterioration from a positive net asset position of £4 in 2022. The company shows net current liabilities of £11,175, indicating potential liquidity issues. Absence of employees and lack of audited financials further reduce transparency. The company operates in real estate letting and trading, sectors sensitive to economic cycles. Given the micro-entity scale and negative equity, the risk of default is elevated with limited evidence of financial resilience or growth. Therefore, credit facilities should be declined at this stage.

2. Financial Strength:
   The balance sheet reveals a fragile financial position. Current assets (£200,755) are outweighed by current liabilities (£211,930), resulting in negative working capital. Total net liabilities and negative shareholders’ funds demonstrate erosion of capital. No fixed assets are reported, suggesting limited long-term asset base or collateral. The company’s financial trajectory is deteriorating rapidly within just two years of incorporation. This weak equity base undermines the company’s ability to absorb losses or invest for future growth.

3. Cash Flow Assessment:
   While current assets include cash or equivalents, the company’s current liabilities exceed these, implying potential short-term cash flow stress. No employees and no detailed P&L data restrict cash flow visibility, but negative net current assets indicate insufficient liquidity to comfortably meet short-term obligations without external support. Ongoing operational or financing cash inflows are unclear, increasing risk of payment delays or defaults.

4. Monitoring Points:

• Net current assets and net asset position: watch for improvements or further decline in liquidity and equity.
• Payment history on any existing credit facilities or supplier accounts to assess real-time creditworthiness.
• Any changes in director or PSC structure that may indicate new capital injections or operational shifts.
• Timely filing of next accounts and confirmation statements to maintain transparency.
• Market conditions in the real estate sector affecting rental income or asset valuations.