YOUMED MANAGEMENT LTD

Executive Summary

YOUMED MANAGEMENT LTD shows significant financial strain with negative equity and poor liquidity metrics, despite owning fixed assets and maintaining regulatory compliance. The company’s operational status appears nascent with no employees or revenue, raising concerns about its ability to meet obligations. Further scrutiny of asset value, creditor terms, and business plans is essential to assess investment viability.

YOUMED MANAGEMENT LTD - Analysis Report

Company Number: 14373147

Analysis Date: 2025-07-20 13:50 UTC

1. Risk Rating: HIGH
   The company exhibits significant solvency and liquidity concerns, with negative shareholders' funds and large creditor balances relative to minimal current assets. Its recent incorporation and lack of operational history compound risk.

2. Key Concerns:

• Negative Equity Position: Shareholders' funds are reported at -£8,722, indicating liabilities exceed assets, undermining solvency.
• Large Creditors vs Low Current Assets: Current liabilities of £353,995 vastly exceed current assets of £8,082, creating acute liquidity risk.
• No Reported Employees or Revenue: The absence of employees and income suggests operations have not commenced or are minimal, raising questions on business sustainability and cash flow generation.

3. Positive Indicators:

• Substantial Fixed Assets: Ownership of fixed assets valued at £532,900 could provide collateral or value recovery in distress scenarios.
• Timely Filing Compliance: The company has filed accounts and confirmation statements on time, indicating regulatory compliance and governance awareness.
• Active Website and Contact Info: Presence of an active website and contact details supports legitimacy and potential market presence.

4. Due Diligence Notes:

• Investigate the nature and valuation of fixed assets to confirm their realizable value and lien status.
• Review the composition and maturity profile of creditors, including any related party debts or short-term funding arrangements.
• Ascertain the company's business plan, revenue model, and timeline for operational ramp-up to evaluate future cash flows.
• Confirm whether any capital injections or restructuring are planned to address negative equity and liquidity gaps.
• Verify the identity and background of directors for any prior insolvency or regulatory issues (no disqualifications noted here).
• Assess potential contingent liabilities or off-balance sheet commitments not disclosed in micro-entity filings.