Company Number: 14501697

Analysis Date: 2025-07-29 12:35 UTC

1. Credit Opinion: CONDITIONAL APPROVAL
   YOUNIQUE SERVICES LTD demonstrates recent improvement in financial position with net assets rising from £740 in 2023 to £7,942 in 2024 and working capital turning positive. The company is active and complies with filing deadlines, which is positive. However, as a micro-entity incorporated less than two years ago, financial history is limited, and profitability details are unavailable. Approval is contingent on continued positive cash flow and monitoring of receivables/payables cycles to ensure liquidity is maintained.

2. Financial Strength:
   The balance sheet shows modest fixed assets (£4,104) and improving net current assets (£2,838) as of 30 Nov 2024, reversing a previous current liabilities-heavy position in 2023. Shareholders’ funds have increased significantly, indicating retained earnings or capital injections. The company has no long-term debt reported, reducing financial risk. Overall, the balance sheet is small but improving, suitable for a micro business in general cleaning services.

3. Cash Flow Assessment:
   Current assets (£8,478) exceed current liabilities (£5,964), providing a positive working capital buffer. The increase in current assets and reduction in short-term creditors compared to the prior year suggests better liquidity management. However, absolute cash balances are low, and absence of profit and loss data limits cash flow visibility. Regular monitoring of cash conversion cycles and prompt collection of receivables will be critical.

4. Monitoring Points:

• Liquidity trends including current ratio and net current assets in future filings.
• Profitability and margin development as P&L data becomes available.
• Credit terms with customers and suppliers to assess cash flow timing risk.
• Director’s continued engagement and any changes in ownership or control.
• Timely filing of accounts and confirmation statements to ensure compliance.