YOUR SOLUTION S.B LTD

Executive Summary

YOUR SOLUTION S.B LTD currently operates with minimal financial resources and stagnant net asset growth, indicating a fragile but stable financial condition. The company’s liquidity and capital base are very limited, posing risks if business conditions worsen. Strategic focus on improving cash flow, capital strengthening, and revenue growth is essential to enhance financial health and ensure sustainability.

YOUR SOLUTION S.B LTD - Analysis Report

Company Number: 12485270

Analysis Date: 2025-07-29 20:16 UTC

Financial Health Assessment of YOUR SOLUTION S.B LTD

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1. Financial Health Score: D

Explanation:
The company shows extremely minimal financial activity with very low asset values and stagnant net asset growth over recent years. While there is no immediate sign of insolvency, the financial position is precarious due to minimal working capital and a lack of substantive financial resources. This rating reflects a fragile financial state akin to a patient with very low vital signs, indicating vulnerability without active symptoms of collapse yet.

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2. Key Vital Signs:

Metric	2024 Value	Interpretation
Current Assets	£1,000	Very low liquidity; minimal cash or receivables to cover short-term obligations.
Net Current Assets	£1,000	Positive, but extremely small working capital, indicating little buffer for operational needs.
Net Assets (Shareholders’ Funds)	£1,001	Minimal equity base; company has barely any accumulated value or retained earnings.
Average Number of Employees	2	Small team size consistent with micro-entity status; suggests limited operational scale.
Account Category	Micro	Filing threshold limits suggest small scale business operations.

Interpretation:
The "vital signs" show the company has a pulse—positive net assets and working capital—but at a dangerously low level. This is like a patient with a very low blood pressure reading: not immediately critical, but not robust either. The company’s cash or short-term assets are minimal, limiting its ability to absorb shocks or invest in growth.

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3. Diagnosis:

YOUR SOLUTION S.B LTD exhibits symptoms of a business in a fragile state. The financial data reveals:

• Minimal asset base: With current assets just £1,000, the company’s liquidity is extremely tight. This could restrict day-to-day operations or the ability to capitalize on opportunities.
• No growth in net assets: Net assets have barely increased over the 5-year period, indicating little or no retained profits or capital injections.
• No apparent revenue or profitability data: The accounts’ micro-entity format and minimal asset changes suggest limited business activity or very low turnover.
• Small operational footprint: Two employees and micro-entity classification confirm the company operates on a very modest scale.

Overall, the financial health is weak but stable. There are no immediate "symptoms of distress" such as negative working capital or accumulated losses, but the business lacks the "vitality" (financial strength) needed for expansion or resilience.

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4. Recommendations:

To improve financial wellness and avoid future distress, the company should consider:

• Boost liquidity: Increase current assets through better cash management, accelerating receivables, or securing short-term financing to create a healthier cash flow cushion.
• Increase capital base: Consider equity injections or retained earnings accumulation to strengthen net assets and build financial resilience.
• Enhance revenue generation: Develop strategies to grow turnover and profitability, which will improve all financial metrics and provide operating flexibility.
• Cost control: Maintain tight control over expenses given the small asset base to avoid liquidity strain.
• Regular financial monitoring: Establish routine reviews of cash flow forecasts and financial ratios to detect early signs of stress.
• Planning for growth: Given the micro-entity status, explore opportunities for scaling operations cautiously to improve financial vitality.

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