ZIF CONSULTING LIMITED

Executive Summary

ZIF Consulting Limited is a recently incorporated micro-entity with modest net assets and positive working capital, showing no regulatory filing concerns. However, limited financial history and absence of profit data restrict comprehensive risk assessment. Further due diligence on operational performance and cash flow is recommended to confirm financial stability.

ZIF CONSULTING LIMITED - Analysis Report

Company Number: 13971312

Analysis Date: 2025-07-29 19:36 UTC

1. Risk Rating: LOW
   The company shows positive net current assets and net assets as of the latest filing, with no overdue filings or signs of insolvency. As a micro-entity incorporated recently in 2022, it appears solvent and compliant.

2. Key Concerns:

• Limited financial history: Only two full years of financial data restricts ability to assess long-term stability.
• Small asset base: Net assets of £5,352 and current assets of £28,039 indicate a very small scale operation, which may be vulnerable to cash flow disruptions.
• Absence of profit and loss data: No P&L account filed publicly limits assessment of operational profitability and sustainability.

3. Positive Indicators:

• Compliance: No overdue accounts or confirmation statement filings, indicating good regulatory compliance.
• Positive working capital: Net current assets of £7,165 suggest the company can meet short-term liabilities.
• Ownership and control: Single director and sole shareholder with full control may facilitate quick decision-making and accountability.

4. Due Diligence Notes:

• Request detailed profit and loss statements and cash flow reports to evaluate operational performance and liquidity trends.
• Confirm whether the company has any outstanding debts beyond current liabilities disclosed.
• Investigate the nature of current assets (£28,039) to determine liquidity quality (e.g., cash vs. receivables).
• Review contracts or pipeline to assess future revenue visibility given the small scale and recent establishment.
• Verify absence of director disqualifications or adverse regulatory issues beyond Companies House data.